Hartwick 4 BR, 2.00 BTH $154,900 Norwich 5 BR, 4.00 BTH $97,900 Oneonta 3 BR, 3.00 BTH $499,000 Oxford 3 BR, 2.00 BTH $199,000  Home Smart Realty                WE PUT OUR HEART INTO YOUR HOME
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	JoAnn Stewart Broker/Owner (607)563-2007 Fax: (607)563-2039 email Serving: Delaware, Chenango, Otsego, Madison Counties Home Smart Realty is committed to exceeding your expectation in the sale or purchase of YOUR next home. Our skilled agents will service YOU with current technology, effective marketing, negotiating and frequent communication. These qualities are the foundation for a rewarding relationship. We pledge to represent YOU with the utmost in professionalism and dedication to success.
	Home Smart Realty - 309 State Highway 8 - Bainbridge, NY 13733

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